Pinjaman Inklusif Indonesia 1.0.1

Pinjaman Inklusif Indonesia operates as a digital lending marketplace, connecting borrowers with financial institutions such as banks and partner organizations that issue the loans.

The platform offers online loan products with borrowing amounts ranging from Rp 5,000,000 to Rp 150,000,000. The annual interest rates vary between 6% and 18%, with a maximum annual rate of 15%. Loan tenures are available from a minimum of 6 months up to a maximum of 36 months.

For example, a loan of Rp 10,000,000 over a six-month period at an annual interest rate of 18% would entail the following costs:

• Total interest payable: Rp 10,000,000 x 18% / 12 x 6 = Rp 900,000
• Total repayment amount: Rp 10,000,000 + Rp 900,000 = Rp 10,900,000
• Monthly installment: Rp 10,900,000 / 6 ≈ Rp 1,816,666

The platform leverages advanced data analytics and leading financial technology to serve high-quality users who may lack access to traditional financial services.

Loan application requirements include:

• Age 18 years or older
• Indonesian citizenship with a valid E-KTP
• Verifiable mobile phone number

Key advantages of the service include:

• No collateral required
• Quick and straightforward application process using only E-KTP and personal information

Repayments can be conveniently made via ATM, internet banking, mobile banking, or participating convenience stores. The system automatically processes the repayment transactions.

The platform provides round-the-clock customer service. For inquiries or assistance, users are encouraged to contact the provided support channels for prompt response.

Service coverage extends across all regions in Indonesia through online loan provision.

For support and further information:

• Online customer service available 7*24 hours
• Email: [email protected]